When I applied for a personal loan a few months after my wedding in 2021, I was surprised to find that I was rejected.[0] My credit card balance was still high from the event, and I thought that taking out a loan with a lower interest rate would help me pay off the debt faster.[0] […]
Continue reading As the weather changes, it is important to review your budgeting strategies to ensure that you are prepared for the upcoming expenses. Tom Snyder, a retired engineer and financial coach in Grand Rapids, Michigan, encourages people to track their spending, saying “If we don’t track, we don’t know when to stop spending.”[0] It can be […]
Continue reading Creating a budget is a crucial step in managing your finances and making sure you can afford all your expenses.[0] It’s important to review and adjust your budget regularly to ensure you are staying on track and to make changes as your income or expenses change. Here is a look at how to define your […]
Continue reading Personal loans can be a great resource for those who need to pay for medical expenses, home improvement projects, or any other unexpected expenses. Credit unions are one of the most popular lenders for personal loans, offering competitive rates and flexible repayment terms. Read on to learn more about personal loans and how to find […]
Continue reading Investing in a Certificate of Deposit (CD) is a great way to capitalize on higher interest rates and make more on your return. When opening a CD, you will specify a predetermined period, ranging from three months to several years, during which the funds will be inaccessible.[0] A CD provides a fixed, higher interest rate […]
Continue reading Dawn Brown, a Texas psychiatrist, is helping to demystify ADHD for both parents and children.[0] Brown was diagnosed with the neurological disorder at age 31 and her treatment plan is a mix of medication and behavioral management, also known as ADHD coaching, in which kids learn time management and other skills. Brown is passionate about […]
Continue reading Deciding to work with a financial professional is an important step in achieving your financial goals. But with so many different types of financial professionals to choose from, it can be difficult to determine which one is right for you.[0] It’s important that you take the time to research and interview any potential financial advisors […]
Continue reading Dawn Brown, a Texas psychiatrist, is helping children with Attention Deficit Hyperactivity Disorder (ADHD) because she was diagnosed with the neurological disorder herself at age 31.[0] Brown’s treatment plan combines medication and behavioral management, also known as ADHD coaching, which helps children learn time management and other skills. Brown is working to demystify ADHD for […]
Continue reading Couples often find themselves disagreeing about money. Discussing finances can be a very stressful experience, especially nowadays when living costs are high and interest rates are on the rise. It doesn’t matter if it’s about saving, spending, or not wanting to talk about money at all – the thought of talking about money can be […]
Continue reading Certificates of deposit (CDs) are a great way to capitalize on your savings potential and make more money faster. CDs offer a fixed and higher interest rate than a typical savings account, and the rates currently offered by some financial institutions are more than 4%.[0] However, it’s important to understand the terms of the agreement […]
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